Jena Khabazeh - - KELLER WILLIAMS REALTY / Merrimack Valley | Westford,Chelmsford,Concord, Carlisle


Let's face it – after you buy or sell a home, moving can be a major hassle. Lucky for you, moving companies are available to help you streamline the process of transporting your personal belongings from Point A to Point B.

Ultimately, there are many reasons to hire a moving company to assist you with your upcoming move, including:

1. A moving company can help you transport heavy items to your new address.

When it comes time to move, there is no reason to put a strain on your body. Fortunately, a moving company employs moving professionals who are happy to take heavy items to your new address.

A moving company hires only the best moving professionals to provide day-to-day support. As such, these professionals will take care of your belongings to ensure they can reach your new home quickly and safely.

Furthermore, a moving company may even be able to help you pack your belongings. This will ensure you can speed up the process of getting your belongings ready to take to your new residence.

2. A moving company can help you save time.

The time it takes to pack up all of your belongings, place them in your car, drive them to your new address and unpack your items can add up quickly. However, with support from a moving company, you may be able to reduce the time it takes to get settled at a new location.

A moving company will go above and beyond the call of duty to ensure you can get your belongings to the right location, at the right time. In fact, this business will work with you to fulfill your moving requests without delay.

3. A moving company can help you alleviate stress.

Moving to a new residence may seem like a long, arduous and complex process at first. Conversely, a moving company can help you take the guesswork out of getting your belongings to your new house.

A moving company is available to help you transport your belongings to a new location at your convenience. This business will do whatever it takes to help you enjoy a fast, seamless move.

Typically, a moving company will offer tips to help you prep for moving day and will assist you as you get your items ready for your upcoming move. Moreover, this company employs friendly, knowledgeable moving professionals who are readily available to respond to your moving concerns and questions.

If you're unsure about whether a moving company is right for you, don't hesitate to consult with your real estate agent.

Your real estate agent is committed to helping you in any way possible. Therefore, he or she may be able to provide moving company recommendations to ensure you can work with the best professional movers in your area.

Ready to transport your belongings to your new address? Employ a moving company – you'll be happy you did. If you hire a moving company today, you can get plenty of support to help you complete a successful move.


A credit score is an essential factor that determines how creditworthy you are and how much interest you should pay on loans. If you have an excellent credit score, you will pay a lower interest rate on loans and credit lines all through your lifetime. Apart from reducing your interest rate, a good credit score helps you save more money that should have gone into interest payment. 

Your credit score is also a basis on which lenders determine if you are creditworthy. Other businesses have now adopted the credit score method as a basis to make decisions about you. Firms like the insurance company and utility company are among the few who have chosen this appraisal style. Having a bad credit score leaves you in a bad position. To determine factors that affect your credit score, read through the points listed below.

Late Payment History

Having a history of late payments would affect your credit score by about 35%. Payment history is the most significant factor that determines your creditworthiness. Payment history like bankruptcy, tax liens, collections, foreclosure, and charge – offs would destroy your credit score – making it almost impossible for you to be creditworthy. 

Level of Debt

Debt utilization ratio makes up about 30% of your credit score. Having a huge debt will negatively affect your credit score and also increase how much you would pay on the interest rate. FICO credit calculator determines your credit score by calculating...

- Your credit balance ratio against your credit limit.

- Total debt you incur.

- How much loan balance you have left as against the original amount loaned

Defaulting

A single default on your loan repayment can leave your credit score in shambles. A person with a high credit score that declares bankruptcy loses up to 250 points, a foreclosed home would lose 200 points off the credit score of its owner. This information remains on your file for as long as seven to ten years. 

Unemployment

Being unemployed for an extended period puts you in the wrong place. It’s something everyone goes through at a point or the other in their lives. Taking money out of your unemployment benefit will leave a slightly negative impact on your credit score. You might be wondering why it so? Credit bureaus do not know you are unemployed; all they see is a reduction in your income without a corresponding increase. It’s advisable you do this for a very short while. 

Having a low credit score is not the end of the world; it’s your ability to work on changing this score that matters. Work with a personal financial consultant to develop a plan to improve your credit score.


You know you want to pursue a home, and as such, likely plan to attend lots of house showings in the near future. Before you check out a residence in-person, however, it generally is a good idea to prepare as much as possible. That way, you can use a home showing to learn about a residence, evaluate a house's pros and cons and determine if a particular home is right for you.

Ultimately, there are many factors to consider before you attend a home showing, and these factors include:

1. Your Home Must-Haves

It often helps to make a list of "must-haves" prior to launching a house search. With this list at your disposal, you can narrow your home search and schedule showings for residences that offer the features you want.

You may want to put together a list of preferred cities and towns, too. This list will help you hone your house search to residences in cities and towns where you want to live. Then, you can set up showings to view residences in these areas.

2. Your Homebuying Budget

You likely have only a finite amount of money you can spend on a residence. If you start a house search with a budget in hand, you can search for homes that fall in line with your finances and schedule property showings accordingly.

Typically, it helps to get pre-approved for a mortgage. If you meet with a variety of banks and credit unions, you can learn about different home financing options. You then can select a mortgage and start to schedule showings for residences that correspond to your budget.

3. Your Homebuying Timeline

If you want to buy a house as quickly as possible, you may want to start scheduling home showings right away. This will enable you to find and relocate to a new home without delay.

On the other hand, if you can afford to be patient, you may want to take a wait-and-see approach to home showings. In this scenario, you may want to keep a close eye on the housing sector in your preferred cities and towns. Because if you do so, you can pounce at opportunities to view quality residences as soon as they become available.

As you get ready to pursue your ideal residence, you may want to hire a real estate agent as well. A real estate agent can set up home showings and offer tips and recommendations to help you streamline your house search. In addition, if you ever have questions during the homebuying journey, a real estate agent can instantly respond to them.

When it comes to home showings, it may be beneficial to prepare. If you consider the aforementioned factors prior to a house showing, you may boost the likelihood of finding your dream house. Perhaps best of all, you could speed up your home search and discover a great residence that you can enjoy for years to come.


It's no news that termites and white ants cause severe damages to the home. They might attack your house in no time. Hence, termite control has become one of the necessities to prevent the termites from invading your house. Some people control termites by using chemicals in residential areas or working places, where they can survive and breathe.

Important things to know about termites

  • Termites generally lay their eggs in the spring season. They give eggs in the moist soil and then enter the house to provide some nourishment to them. Therefore, it is better to control termites before the beginning of spring season. However, be careful as termites can attack in any season.
  • Two places to look for termites are the kitchen and the bathroom because in these two areas there is maximum use of water. Regularly check the pipes and taps for leakage. If you own a house or farm made of wood, then controlling termite infestation should be your top most priority. It is one of the crucial issues or problems faced by homeowners.

Primarily, start with termite prevention. If you do not have termites, it does not mean that you cannot have them. So, stop them from invading your crops or properties. To prevent the termites, you have to make your home an unfavorable hideout for termites. Following are some ways of preventing termites from invading your house:

  1. Trim all dense greenery, bushes, and shrubs away from your property's foundation.
  2. Never leave firewood around your house; it works as a magnet for attracting termites. If you have to keep firewood outside your home during the winter season, then keep it at some height off the ground.
  3. Remove all loose woods, tree stumps and lumber from the boundary of your home.
  4. Keep downspouts and gutters free of accumulated debris and leaves. As termites cannot survive on wood only, keeping these areas clean will prevent termites from invading your house. Obstructions and clogs attract termites.
  5. Seal all holes and any cracks in the foundation of your home. Termite prevention is possible only if you keep your house ventilated, particularly the attics of the house. Your rooms should be spacious enough to have the right circulation of air, as moisture attracts termites. Never allow water to be stored anywhere around your house as it may lead to severe house damage.

It is always better to opt for termite prevention before the construction of your property. If you plan to construct a house entirely from wood, then ensure to use treated wood. Borate is one of the most common treated woods that prevent the termite from invading them as their food. Do not allow the wood to have any contact with the earth because this will give easy access to the termites.


After you complete a condo inspection, you'll need to make a major decision: Should you move forward with your condo purchase or rescind your offer?

Ultimately, there are several important questions to assess before you finalize your decision on a condo, including:

1. What was discovered during the property inspection?

Study the results of a condo inspection closely. By doing so, you'll be able to learn about a condo's strengths and weaknesses and plan accordingly.

A property inspector will evaluate a condo both inside and out. He or she also will provide honest, unbiased feedback, enabling you to make an informed decision about how to proceed with a condo.

Take into account major and minor condo problems that a property inspector discovers. And if this inspector finds minor flaws associated with a condo, you may want to stay the course and move forward with your initial proposal.

On the other hand, if a property inspector finds significant problems with a condo, i.e. issues that may prove to be costly and time-consuming, you may want to consider rescinding your offer. Or, in this case, you can always ask the condo owner to complete property repairs before you finalize a condo purchase.

2. How much will it cost to perform assorted condo repairs?

The costs associated with condo repairs will vary. However, if you allocate the time and resources to learn about condo problems and the costs associated to fix these issues, you may be able to avoid expensive, time-intensive mistakes.

For example, consider what might happen if a property inspector discovers a defective kitchen light switch in a condo. Although this light switch is a problem, the time and costs needed to repair or replace the faulty light switch likely are minimal. As such, a condo buyer may choose to ignore this problem, or a condo owner may be willing to complete the fix quickly.

Conversely, consider what could happen if a property inspector finds that a condo's furnace is defective. It may cost thousands of dollars to fix or replace a faulty furnace. As a result, a condo buyer may ask the property seller to repair or replace the defective furnace. And if the condo owner fails to do so, a buyer may choose to walk away from the condo purchase altogether.

3. Can I enjoy this condo both now and in the future?

It is essential to consider both the short- and long-term ramifications of a condo purchase. That way, a condo buyer can determine whether a property can serve him or her well for years to come.

A property inspection offers valuable information that a buyer can use to assess the pros and cons of purchasing a condo. Furthermore, a condo buyer who works with an experienced real estate agent can get the support needed to make the best decision possible.

Consider the aforementioned questions as you evaluate your options following a condo inspection, and you should have no trouble deciding whether a particular condo is right for you.




Loading